Most people are tanking their credit scores… just by paying wrong. Here’s the right way πŸ‘‡ βœ… Pay your full statement balance by the due date (skip the interest trap) ❌ Ignore the β€œminimum payment” bait β€” that’s how they keep you in debt πŸ“‰ Keep your balance under 30% of your credit limit Credit is a game. Comment SKOOL and Learn the rules in my free credit course #finance #personalfinance #financialliteracy #creditrepair #moneymoves Follow @chriscobb_chosen if you want to make money simple.
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The myths we have around debt, including credit card debt, can prevent us from managing our finances with confidence. Not to mention the rising cost of living, rising inflation and slowing job growth. But paying off your debt is not impossible, says financial educator Rita-Soledad FernΓ‘ndez Paulino. That's why Life Kit created our Guide to Paying Off Credit Card Debt. It's a free, one-month newsletter series where financial educators explain how to create a credit card payment plan that works wi
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Jade Warshaw on Instagram: "It takes around 6-8months for your credit score to disappear once you pay off your final debt. This means the score drops to zero, or becomes indeterminable.Β And remember a zero credit score is just as good as a high credit score- in fact it’s better because it doesn’t require debt "
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